SPRINGFIELD – State Senator Napoleon Harris, III advanced a measure on Tuesday to increase transparency of homeowner insurance policy coverage.

“When you choose a homeowner insurance policy you should have a full picture of what the policy covers,” said Harris (D-Harvey). “This legislation empowers homeowners to make educated financial decisions about their homeowner insurance policies.”

House Bill 5357 would require an insurer to disclose whether a homeowner's insurance policy covers damage from a sewer backup or overflow from a sump pump when issuing or quoting a homeowner's policy. Further, the measure would require insurance companies to offer the policyholder an opportunity to purchase this coverage if the policy does not already include it.

SPRINGFIELD – State Senator Napoleon Harris, III passed a measure inspired by constituent concerns for individuals fighting cancer who were unable to afford a hair prosthesis on Friday.

“Individuals who are experiencing hair loss due to alopecia, chemotherapy or radiation have had endless hurdles to overcome,” said Harris (D-Harvey). “Standardizing medical insurance for wigs and other scalp prostheses will help alleviate some unnecessary stress and remove financial barriers to help provide individuals with some sense of normalcy.”

Senate Bill 2573 would require insurance plans to provide coverage for wigs or other scalp prostheses for individuals experiencing hair loss due to alopecia, chemotherapy or radiation treatment for cancer or other conditions.

SPRINGFIELD – State Senator Napoleon Harris, III advanced a new initiative inspired by constituent concerns for individuals fighting cancer who were unable to afford a hair prosthesis.

“Individuals who are experiencing hair loss due to alopecia, chemotherapy or radiation have enough health hurdles to overcome,” said Harris (D-Harvey). “Making wigs and other scalp prostheses available to them can provide hope and help them feel more like themselves, giving them a sense of normalcy.”

Senate Bill 2573 would require insurance plans to provide coverage for wigs or other scalp prostheses for individuals experiencing hair loss due to alopecia, chemotherapy or radiation treatment for cancer or other conditions.

SPRINGFIELD – A measure that preserves insurance choices for rural farmers in Illinois is now law, thanks to State Senator Napoleon Harris, III.

Harris’ initiative – which was signed into law Friday – modernizes coverage requirements for farm mutual insurance companies to allow them to adapt to changes in the insurance marketplace and continue to provide coverage to farmers across Illinois.

“Illinois’ farmers drive our economy,” said Harris (D-Harvey). “It is important that we update the state’s provisions to allow these community insurance companies to keep their doors open and preserve choice in the insurance marketplace.”

Farm mutual insurance companies typically started off as small community-based organizations, but over time many have grown and began to offer insurance to more members in more diverse communities. Currently, there are 44 farm mutual companies that provide more than 50,000 policy holders with insurance coverage.

Harris, who started his legislative career as the Senate’s Agriculture Committee Chair, is now leading the Senate Insurance Committee. In this role, he saw the need to update this law to ensure farm mutual insurance companies have options while securing reinsurance contracts from larger insurance entities.